Felix vs Wave

Wave is genuinely free, and for invoicing-first businesses that's a real draw — it makes its money on payment processing, not the software. But the bookkeeping is still yours to do. Felix is a paid tool with a different job: it does the categorizing and reconciling for you and keeps your taxes ready year-round. Wave is a free ledger you keep; Felix is a bookkeeper you don't have to be.

Wave monetizes your payments and leaves the books to you. Felix does the books and charges for that directly.

If free-and-you-do-it works for you, Wave is a solid choice. If you'd rather the books just be done and tax-ready, that's what Felix is for.

Felix vs Wave, feature by feature

  • Bookkeeping: Felix — Done for you — approve the exceptions. Wave — You categorize.
  • Reconciliation: Felix — To the penny, flagged if it can't tie. Wave — Manual.
  • Year-round tax readiness: Felix — Schedule C + quarterly estimates always current. Wave — Reports you assemble.
  • Any-bank + back-year statements: Felix — PDF/CSV/OFX, 2016–2026. Wave — Bank connect + import.
  • Verify your own books: Felix — Public /verify page — offline, in your browser. Wave — No equivalent.
  • Price: Felix — $29–39/mo. Wave — Free (payments/payroll are paid add-ons).